You Need A Budget. Use This Tool.


YNAB Features:

  • Set & track financial goals.
  • Budget from the web or phone.
  • View detailed reports of spending habits.
  • Download & sync transactions directly from bank accounts.
  • Get free education, motivation, and support from the YNAB website.

The Cost.

$6.99/month, billed annually at $83.99.

However, they give all customers an affiliate link that can lead to you using YNAB for free.

The Risk.


  • 34-day free trial.
  • Refunds available any time — no questions asked.

The Worth.

On average new budgeters save $600 by month two and more than $6,000 the first year.

Next Steps.

  1. Start your YNAB free trial.
  2. Use these budget categories.

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